Találd meg álmaid állását egy kattintásra!


Retail Risk Senior Advisor

Retail Risk Senior Advisor

OTP Bank NyRt.
Régió: Budapest, Pest
Hozzáadva: 2019.01.03.
Jelentkezési határidő: 2019.02.01.

Retail Risk Senior Advisor

Brief description of the job:

The objective of the role is to provide support to the growing number OTP Group foreign subsidiaries and the OTP Risk Head Office to roll-out and validate the implementation of underwriting and portfolio management standards for consumer products. Responsibilities are extended with reviewing and analyzing of existing lending processes and control points, in order to formulate actions plans to improve decision making quality and ensure compliance.


  • Setup and negotiate a detailed yearly review and development plan to be applied among the subsidiaries. Detail exact scope and deliverables, key timelines.
  • Review and understand retail underwriting and cross-sell processes and systems, assess their development level during on-site visits.
  • Perform loan reviews (based on data templates and sampling) to validate adequate underwriting process exists and rules are implemented accurately and are in accordance with group reporting and standards.
  • Evaluate existing lending criteria efficiency on a risk-reward basis, support local risk management to upgrade their current practices, provide training to share group best practices.
  • Preparation of action plan based on the above listed scope elements - ensure implementation through continuous monitoring.
  • Provide support to HQ on specific retail risk related questions (high LTV lending, FX, long term unsecured lending, etc.)


  • 5+ years of experience in retail risk management, including:
    • evaluation and optimization of risk criteria/decision rules (analytical skills)
    • review and automation of retail lending process (project management skills)
    • understanding of product profitability assessment (bank finance)
    • setting up control framework for operational processes (compliance)
  • Basic programming skills: SQL/SAS/SPSS
  • University degree in Finance/Mathematics
  • Good communication skills (English), analytical mindset, problem-solving attitude.
  • Travel: 20%-30%


  • Experience in OTP Group (lending processes, risk appetite)
  • Parametrization of decision engine systems: SAS/SPSS/Experian/etc.
  • Participation in due diligence processes or bank mergers

What we provide:

  • Unique opportunity in the Hungarian banking industry (HQ role)
  • Continuously developing and innovative environment
Helyek Budapest
Kategória Bank / Biztosítás / Pénzintézet > Banki elemző, Hitelspecialista, Kockázat-menedzser, Kockázatkezelő
Pénzügy / Számvitel / Kontrolling > Kockázat-menedzser, Kockázatkezelő, Pénzügyi elemző, Pénzügyi tanácsadó
Minimális tapasztalat Több mint 5 év
Szükséges iskolai végzettség Főiskolai végzettség
Munkaidő tipusa Teljes munkaidő, Határozatlan idejű
Elvárt nyelvtudás Angol
Aktiválás időpontja 2019.01.03.
Iratkozzon fel állásértesítőre
Hasonló állások
HR Advisor

HAYS Hungary Kft.

An HR Advisor position is open at our prestigio...

Sales advisor

Randstad Hungary Kft.

Are you passionate about skincare? Do you speak...

Group Retail Senior Sales and Business Development Consultant

OTP Bank NyRt.

OTP Bank Plc is looking for a Group Retail Seni...
Budapest, Pest