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Senior Risk Analyst - Credit Cards - Swindon, City, SN3 1TA

We need:
•A Senior Risk Analyst in our head offices in Swindon.
•Up to £45,000 a year, on a permanent contract.
The Retail Credit Risk area within Nationwide Building Society is responsible for defining and managing lending policy, supported by rigorous analysis to ensure that it balances volumes, risk and reward effectively.

As part of the expanding role and importance of risk management, the Unsecured Credit Risk department is seeking a senior risk analyst to carry out analytics and develop credit strategy on the Credit Card portfolio management team.

Who we're looking for
You'll need to:
•Have a strong background and experience in credit risk
•Have a strong background in Maths, Statistics or related subjects
•Have proven ability for working with data, carrying out insightful analytics, interpreting results and making recommendations.
•Have good communication and influencing skills
•Have experience of using analytical tools such as SAS
•Have strong verbal and written skills that ensure you get technical concepts and analysis across to less technically focussed colleagues
•Be analytical with a logical mind and a passion for solving complex problems that deliver real business benefit
•Be self-motivated with the capability of delivering yourself whilst working on a combination of different activities

What you'll be doing
You'll work as part of a team to manage portfolio performance, by developing insight into portfolio risks and opportunities. This will be facilitated by creating best in class portfolio analytics and credit risk MI. This means your knowledge, skills and experience will be vital in providing the insights required to effectively manage the Credit Card portfolio from providing MI to determine risk appetite, to helping ensure we remain within set limits.
Your work will be varied and technically demanding. At any time you will be working on a combination of activities to provide portfolio management to colleagues within the wider risk management teams and supporting key business areas such as Banking and Lending Control.

Under the guidance of the Risk Manager, you will:
•Create insightful MI that will aid in understanding the key drivers of portfolio performance, and articulate key findings to the management team
•Lead junior analysts in the team supporting and shaping their development and growth as an analyst
•Work on a variety of projects, ranging from risk decisions on limit management to risk policy and strategy
•Build big relationships with other areas of the business including the product area and Lending Control
•Present key recommendations at meetings with senior management and the Banking team
•Heavily involved in shaping the team priorities for the coming year, and creating a thriving culture

The extras you'll get
If you put a lot in, it's only fair you should get a lot out. So if you help us do the right thing for our customers, we'll help further your career at Nationwide. As well as your salary, there's life assurance, a pension and a recognition and rewards scheme. We think it's a great place to work, and we're not afraid of giving you praise when you've done well.

Why work for us
At Nationwide we don't have shareholders, we're here for our members and we put their needs first in everything we do. And now, more than ever, two things are helping us go from strength to strength: we put our customers first, and we're known for being open, honest and trustworthy.
We're also the world's largest building society, with communities at the heart of everything we do. We aim to do the right thing for our members which helps set us apart from our competitors. But we need good people to help us do it. People who understand what we believe in, and have the talent and drive to keep us successful.
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Munkavégzés helye Swindon
Kategória Külföldi munka
Régió Külföld
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